Fessenden Hall, Inc.

Raymond A. Jungclaus, Jr., Chief Financial Officer - Fessenden Hall, Inc.
“Joining Churchill in 1999 has focused and improved the safety and claims management efforts within our organization. These efforts have resulted in ongoing premium savings and substantial dividend returns. Churchill has attracted some of the finest companies in their respective fields creating the strength of this captive insurance company. We are proud to be a member of Churchill Casualty Limited.”

Ratner Companies

Lester D. Mardiks, General Counsel & Vice President - Ratner Companies (Hair Cuttery)
“The program has caused our company to focus greater attention on managing individual claims, with resulting savings. We have more control over the outcome of our claims than we did with traditional insurance.”

Sea Watch International, Ltd.

Douglas Morrow, Director of Human Resources - Sea Watch International, Ltd.
“Sea Watch International, Ltd. joined Churchill in March 2004. It was the “best business insurance move” decision we made in a while. Facing double-digit increases over the previous few years due to market conditions and a good safety record with low losses, our management team was frustrated. Now, we feel we are being rewarded for our attention to safety and accident prevention. We now belong to a group of companies that feel the same way as we do. We hear it at every board meeting or risk control workshop we attend – the attention to safety and accident prevention will result in a safe work environment for our fellow employees, lower costs and a better “bottom line”. A win – win situation!”

Bigelow Tea

Don Janezic, Chief Financial Officer - Bigelow Tea Company
“Being a MAC Casualty member brings a new perspective to commercial insurance and the opportunity to save money is compelling. As an owner of the company, you are proactively involved in the underwriting, finance, and risk control decisions that can result in not only real cost savings but workplace improvements as well. The captive concept brings a true cause and effect relationship to the insurance process in an exceptionally professional environment.”

Kamco Supply Corp of NE

Jay Sheehy, President - Kamco Supply Corp of New England
“Kamco Supply Corp of New England has been a member of Churchill Casualty since 1998 and we have enjoyed many benefits with the program. It has helped us in fostering a safe work environment through the implementation of various loss control programs and techniques. The group has also helped us through the many networking opportunities to exchange ideas with other progressive member companies and to utilize the best concepts to improve our operations. In addition to the many financial advantages of managing risk and controlling losses there have been several great opportunities to work with the other industry leading member companies in the Churchill organization.”

Murry's, Inc.

Matt Young, Executive Vice President - Murry's, Inc.
““Murry’s, Inc. has had a broad-based safety initiative in place for more than a decade, and our safety record has come a long way since the early 1990’s. Despite our progress, we too often experienced frustratingly little control over the risk management segment of our business. Our traditional insurance policies were buffeted by insurance company mergers and market withdrawals; post 9/11 rate escalation, “one size fits all” mentality and sometimes unresponsive administration by our carriers.

We were introduced to Churchill by one of its members in our industry. In this member-owned organization, companies from a variety of industries partner to achieve the very important goals of controlling claims and improving the effectiveness of safety initiatives. Members openly share ideas and programs, and work together to anticipate and achieve early resolution of problems. The quarterly meetings are extremely worthwhile. Further, using the “unbundled” approach allows The Company to select top service providers to support each aspect of the operation, and their performance is aggressively monitored on behalf of the members. Churchill provides quick, proactive customer service and their systems are user-friendly.

We have just completed our first year of membership and are most pleased and impressed with the results. Claims are down dramatically, and if the trend continues, Murry’s will receive a substantial refund of its premiums. That’s a huge improvement from the “traditional” insurance approach, where the best we saw from a “good” year was a flat or modest premium increase. Renewed energy and fresh ideas have infused our safety initiatives. Our association with Churchill has been an unqualified success. It has turned out to be one of our best business decisions. I highly recommend it to qualified companies.”