umbrella policy: additional liability insurance that goes beyond the limits of an insured’s general liability, auto and/or employer’s liability insurance….
To insure against every single exposure your business faces is difficult, arguably impossible. Often, business owners have to enter contracts…
How much do you pay for insurance? Have a value in mind? Well, you’re wrong. Most premiums in any insurance…
perfect storm: a particularly violent storm arising from a rare combination of factors The current state of auto insurance in…
Construction is a specialized industry that poses substantial risks to everyone involved in it. Contractors need to partner with an…
If you’re a contractor, you likely know that your General Liability insurance policy will often provide coverage for bodily injury…
It’s the perfect recipe for disaster. All it takes is a moisture source with little air movement under the right…
When it comes to workers’ compensation claims and your risk management efforts to prevent them, employers may first think of…
Recently a popular news outlet reported that a company’s retaining wall collapsed. As a result, people at adjacent properties had…
Many general contractors rely on the indemnification and additional insured provisions in their subcontract agreement to manage their risk, but…